Smart saving, spending and investing

One app. Many ways to
get financially fit.

Educating and creating the next generation of smart savers and investors.

Smart Debit Card

Debit Card with Parental Controls

A debit card that lets kids from 8 to 18 learn how to budget proactively and spend responsibly. Parents can set rules to determine how and where money is spent.

Youth debit card
Simple Savings


Automatically deposit a set amount every week or every month, and save towards goals that matter.*

Auto-save - Easier savings for all

Round Ups

Save every time you swipe! Round up to the nearest $1 whenever you make a purchase, and we’ll save your small change towards your family’s big dreams.

Round-up savings with every purchase


From college to emergency funds to family vacations—a goal can be anything you want. Everyone in the family can save for big or small goals over time, making saving easy and fun.

Achieving practical goals


Every family does allowance differently, so we’ve set up rules that let your family do allowance your way.

Allowances - the rewards kids love!

Financial Education

The entire family can engage in age appropriate content that is designed for fun and easy learning of important concepts. Parents/Guardians can incentivize kids to play to collect an allowance!

Financial Education

Investment Education for Adults and Teens

As a Goalsetter Gold-client, adults can actively manage their portfolios with access to Investment education into stocks and ETFs to make an informed decision. Kids and teens can also engage with the parent/guardian having the final say to place orders!

Investment advice is provided by Goalsetter Advisors, LLC (the Advisor), an SEC-registered investment adviser. The Advisor provides investment advice exclusively through its interactive mobile application based on personal information provided by its clients. The Advisor does not provide continuous and regular management services.
Investing for adults and youths
Give + Gift


Personalize your celebrations with digital video and photo GoalCards that let friends and family give real money towards real goals.

Gift cards through Goalcards.

Send and Receive Cash in Near Real Time

No cash? No problem. Use Goalsetter to send money instantly to anyone, anytime.

Send and receive cash easily and instantly

Family Circle

Invite close family members to join your family circle, and they can save towards your kids’ goals too. It’s saving made social.

Family saving done smartly

Our Plans

Try before you buy

Enjoy either of our subscriptions for 30 days without paying monthly fees.

Choose the plan that best fits your family:

Enjoy either of our subscriptions for 30 days without paying monthly fees.
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Start changing your future now.

Goalsetter makes it easier than ever for your family to become smart savers, spenders and givers.
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Standard data charges may apply.