Word of the Week: Inflation
What we say Inflation is when prices increase. When prices increase, the value of the dollar decreases. What Chance the Rapper says (in his song, No Better Blues) “I hate inflation, hate the store/I hate to choose/hate the war” What we can learn about inflation Inflation makes everyone groan, and Chance the Rapper isn’t the only one who […]
Word of the Week: Sales Tax
What we say Sales tax is a tax on all retail goods and services. Sales tax rates are collected by the retailer and passed on to the state, thus each state sets their own sales tax rate. What Macklemore says (in his song, Thrift Shop) What we can learn about sales tax If you’re only wanting to spend […]
Paying for College Without Paying for it Forever: A Guide to Financially Responsible College Funding
For many students, getting accepted to college feels like crossing the finish line. In reality, it’s the beginning of one of the biggest financial decisions they will ever make. The cost of higher education continues to rise, and students today are faced with a complicated mix of tuition bills, financial aid packages, scholarships, grants, work […]
Building Good Credit Starts Earlier Than Most People Think
For many young adults, credit feels invisible until suddenly it affects everything. It impacts whether someone can rent an apartment, finance a car, qualify for student loans, secure lower insurance rates, or even pass employment screenings. Yet despite its importance, many students graduate high school or college without understanding how credit works, how it’s built, […]
How Financial Literacy Supports College and Career Readiness
School and district leaders are navigating unprecedented demands: raising academic achievement, meeting graduation requirements, improving workforce alignment, and preparing students for an increasingly complex economy. At the same time, budgets are tight, instructional minutes are limited, and accountability pressures are high. In this context, financial literacy for schools is not an extra initiative — it […]
Unlocking Generational Wealth for Women Through Banking
For decades, the financial industry was built around male-centered models: the breadwinner father, the working husband, the male investor. But times have changed. Women now control more than half of U.S. personal wealth and make 85% of household financial decisions. And yet, many banks still fail to provide tools and messaging that center women and […]
How Financial Education Empowers Future Women Entrepreneurs
In classrooms where financial literacy is taught with intention, something powerful happens: girls raise their hands to ask about investing, saving, and starting their own businesses. That’s no coincidence. When girls are introduced to financial concepts early—especially in engaging formats—they begin to see money not as a barrier, but as a tool. In the Portsmouth, […]
Women & Wealth: Preparing Female Clients for the Great Wealth Transfer
Over the next decade, an estimated $30 trillion in wealth will change hands in the U.S.—and most of it will go to women. Yet many advisors are unprepared for this shift. Why? Because women clients have too often been treated as secondary. They’ve been left out of legacy conversations, underserved by investment strategies, and overlooked […]
From Classroom to Wealth Building: Goalsetter’s Unified Mission
Financial education is often introduced late—if at all. That delay has real consequences, especially when so many young people enter adulthood unprepared to make informed money decisions. But what if financial literacy wasn’t just a high school elective, but a pathway built from childhood to adulthood—with aligned support from families, educators, banks, and financial advisors? […]
Goalsetter’s Banking Platform: Teaching Kids the Value of Every Dollar
Tasha noticed something alarming when her 13-year-old got her first debit card from a major bank: she had no idea how to use it responsibly. She blew through $50 in a weekend and had no memory of what she bought. That’s when Tasha switched to a Goalsetter-integrated bank account. It wasn’t just a card—it was […]