Borrower Readiness Certification Program™ by Goalsetter
Preparing Borrowers. Protecting Institutions.
New federal policy changes will hold colleges and universities accountable for borrower outcomes.
Institutions with non-payment rates above 30% risk losing Title IV funding.
The Problem
Students are borrowing—but not fully understanding loan costs, interest, and repayment options available to them.
Non-completers are 5x more likely to default. Default is not about intent—it’s about education.
The Solution
TheBorrower Readiness Certification Platform™ ensures students understand their loans before borrowing—while giving institutions measurable, compliant proof of readiness.
For Students
- Build a repayment plan
- Understand debt and ROI
- Graduate financially prepared
For Institutions
- Reduce default risk
- Track borrower readiness in real time
- Strengthen Title IV protection
How it Works
1.
Student accepts loan
2.
Completes certification
3.
Passes assessment
4.
School receives verification before disbursement